The Guild of Independent Mortgage Advisers have members who are independent advisers throughout the UK ready to give free advice.
Buy To let Mortgagesare mortgages specifically designed for people who want to invest in the property market by purchasing one or more houses and letting them out to tenantsMore info
Secured Loan A Secured Loan gives you the flexibility to spread your borrowing over a longer term. Our Secured Loan team could turn your expensive debts into a single, lower cost monthly repayment.More info
Commercial Mortgage We specialise in all types of commercial lending. We have access to all major and specialist lenders and partner with brokers Uk wide, so we can provide the best deal for all types of commercial finance.More info
Bad Credit Mortgage People who have bad credit, or had CCJs in the past will find some mortgage lenders unwilling to offer them a mortgage. At Find That Mortgage,More info
First Time BuyersGetting a first time buyer mortgage and buying your first property is an exciting proposition. Whether you're moving out of the family home for the first time, or out of rented accommodation, it's likely to be your first opportunity to do things exactly as you want. More info
Re mortgageBy switching your mortgage to another lender you could benefit from some great mortgage deals. Often conveyancing /valuation fees can be paid for by the lender.More info
Self Certification MortgageSelf-certification (self cert) is a simple way of detailing your income without having to provide proof of income - you simply self declare what you earn. More info
Bankruptcy IVAIVA CCJ Bankruptcy Mortgages - Free IVA CCJ bankruptcy mortgage advice and best mortgage deals.. We have advisers that are specialist for people with poor credit history.More info
Council Right to Buy schemeLet the Guild help you buy your council house all you need to do is contact your local council or housing association to find out what discount you could get
Debt consolidationOur Debt Consolidation Specialists can reduce your monthly bills by up to 75%, clearing all existing credit cards, loans and other debts by replacing them all with one single lower monthly payment.
It has recently come to light that there are a lot of credit agreements that do not comply with the Consumer Credit Act of 1974.
We have solicitors on hand to check credit/loan agreements between £3,000 and £25,000.
If your credit agreement is found to be unenforceable the agreement could be cancelled and no further payments made, any goods purchased would not have to be returned and in many cases payments that have been made under the agreement would be returned
Listen to radio 4 interview on unfair credt agreements
Here at the Guild we will help you find the right mortgage for your individual circumstances by having access to over 22,000 mortgage products from over 400 lenders from a database which is updated every day.
The Guild advisers have access to the latest mortgages (including many that aren't available through high street lenders) and can provide invaluable mortgage advice, pointing you toward the most appropriate deals and highlighting potential pitfalls.
Whether arranging your mortgage over the phone or through one of our local advisers, you will receive comprehensive advice and a recommendation from over 22,000 mortgage schemes.
You get a direct dial number to speak to your own dedicated Independent mortgage adviser / Broker at any time up to 9.00pm- no call center.. We can also help with life assurance, buildings and contents insurance, redundancy cover and payment protection.
We can help with your bad credit history
100%Mortgages Available with bad credit history
Adverse Credit.
Do not make your credit history worse by applying to lenders that are likely to reject your application. Each credit search leaves a footprint, too many searches look bad. We know the the lending criteria of all lenders and can avoid applying for the wrong mortgage.
At The Guild we can help whatever your financial circumstances. We have a dedicated 'bad credit mortgages' team with specialist knowledge on providing mortgage solutions for clients that don't typically fit the traditional lender's criteria.
If any of the following apply we want to help you find your mortgage or remortgage:
The overall cost for comparison is 7.6%APR.The actual rate will depend on your circumstances. Ask for a personalised illustration. Enquiries generated via this website are passed on to independent financial advisers and mortgage brokers that are authorised by The Financial Services Authority Telephone calls may be monitored.
Think carefully before securing other debts against your home.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Unfair Credit Agreemen t 